Speak with a Mortgage Banker
 269-806-2988

USDA Loan Programs

Available to borrowers with Credit Scores down to 580!

 

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with NO Money Down.  USDA Home Loans offer 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan.  USDA offers some the lowest rates of any loan, and you will always have a fixed interest rate.

Highlights:

  • 100% financing available down to a 580 credit score
  • Much lower monthly mortgage insurance than FHA loans
  • Sellers can contribute up to 6% of purchase price towards buyers closing costs